June 11, 2020
Is the NDIS means tested? No, and this is good. The NDIS will look at the supports needed, based on your disability, and won’t take income and assets into account. This is so everyone gets the support they need. Is the NDIS fully funded? Yes – the NDIS is fully funded. "By the time the NDIS is completely rolled out, our governments will be investing a total of $22 billion a year. That’s 1% of our country’s GDP – making it the biggest social reform in Australia’s history". Approximately half will come from the federal government and each state and territory will provide the rest. Why is the NDIS called an insurance scheme? The ‘IS’ in NDIS is indeed for ‘insurance scheme’. In a way, it’s like the government has taken out insurance for all Australians, so that if you have a permanent disability (and meet NDIS entry requirements), you will be able to access support. Disability can happen to anyone. In fact, i n the next five years, the scheme is expected to grow and reach about 500,000 participants, which will be around 2.1% of the projected Australian population aged 0 – 64. Why was the NDIS created? The NDIS was created for a number of reasons. Here are just a few of those: To substantially improve the well being of people with disability and Australians more generally; To replace an old system that was seen by seen as inequitable, underfunded, fragmented and inefficient (the Commission’s inquiry in 2011 on Disability Care and Support); To have a national approach to disability care; To provide better options for people with disability for education, employment, independent living and community participation; and To give people with disability more choice and control in their lives. How does the NDIS decide what supports to offer someone? It’s on a case-by-case basis. Everyone has different support needs, and the NDIS tries to cater to these. To receive NDIS supports, you will have had a meeting with an NDIS planner. In this meeting, they will ask you questions (and it’s a lot of questions) to help them work out your needs. Then they have some criteria that they go through to decide if a support should be included in your plan. It comes down to the following questions: Is it reasonable and necessary? Is it something that the NDIS actually covers? Or is it something that the individual or another system takes care of? Is it in line with your goals? Goals are a big thing and it’s important that the goal setting is done properly. Is it good value for money? Is it likely to be effective and beneficial to you? Does it take in to account what is reasonable to expect of your family, carers, informal networks and community?